Apex Capital is a top-rated freight factoring provider offering fast, reliable payment solutions for over-the-road truck drivers and carriers. When you factor your freight bills with Apex Capital, you can receive payment within minutes after your invoices are processed. With Apex’s 24/7 factoring service, qualified trucking companies can access funds instantly—anytime, anywhere, including nights, weekends, and bank holidays.
We offer better options for freight factoring, including:
Apex provides a range of valuable solutions for our factoring clients:
Legendary service for your trucking company:
Since 1995, trucking companies of all sizes have trusted Apex Capital for freight invoice factoring. Whether you’re an owner-operator or managing a large fleet, new to the industry or experienced, Apex provides the tools, resources, and legendary customer service to help your trucking company grow and thrive.
We offer factoring for small trucking companies in these industries:
Freight factoring allows trucking companies to sell their invoices to Apex Capital for immediate payment. Instead of waiting 30, 60, or even 90 days to get paid, you receive funds within 24 hours.
Here’s how it works:
Freight factoring improves cash flow, which is crucial for covering fuel, payroll, repairs, and other operating expenses.
With Apex Capital, you gain access to funds from delivered loads, ensuring your trucking company never has to pause operations due to a lack of cash flow. Our back-office support services also assist with managing communications, billing, and collections, allowing you to focus on running your trucking business.
Another benefit of using a factoring company and factoring software is the support for your back office. If your trucking company is new to the industry, you may need additional help with managing the communication, billing, and collections for invoices.
With factoring, the factoring company will handle these tasks, removing the burden on your trucking business. By giving the back-office work to the factoring company, your team can focus more on delivering loads.
When you work with Apex, our expert team will learn about your trucking company’s needs, explaining our services and processes to design a custom factoring plan for you. We offer both recourse and non-recourse factoring options, 24/7 access to your funds, online account management, back-office support, free mobile apps, and industry-leading fuel cards. Apex helps you check credit on brokers, shippers, and freight forwarders, empowering you to make informed decisions about your hauls.
"Lucky for us we found APEX 20 years ago! They are real people there. Very easy to process invoices, same day funding, low fees, and incredible fuel discounts. Our partners through the ups and downs of trucking. Don't know what we'd do without them!!" - Bruce Coleman
B and S Carriers Inc
"The mobile app is very convenient for us; I love it. There will never be a week that we don't have something sent. There is no doubt that it makes the office paperwork part of my job a whole lot easier."
Dugan Transportation LLC
"I have thought about this experience of starting a business and I know that it would not have lasted without Apex’s assistance,” says Alvin Seger, Owner, AWS Transport LLC. “Apex is there to make sure that I succeed as I carry my own weight."
AWS Transport LLC
"PDP has worked with Apex Capital since 2009. Met with them in person many times, they helped me through hard times by accommodating our needs in MANY different ways. I have recommended many people to Apex, personally for many years now, and have NOT regretted any referral I gave. Having cashflow assistance is the key to succeed and grow a trucking company from 1 truck to almost 100 trucks, like we have." - Peter Pshichenko
PDP Trucking
The power to check credit on each of your customers is right at your fingertips.
Apex Capital makes it easy to check credit on brokers, shippers, and freight forwarders. Use our Mobile Factoring™ App, AMP portal, or call us directly at 844-204-6608 to get up-to-date credit information. Credit checks help you choose reliable customers, reducing the risk of fraud and payment delays.
Once you become an Apex client, you’ll receive personalized attention from an experienced account executive who will guide you through every step of managing your factoring account. Our team is fluent in English, Spanish, Russian, and Ukrainian.
Non-recourse and recourse factoring is just in case the factoring company cannot collect a payment from the customer. Apex offers non-recourse and recourse factoring options so you can choose the best type for your company.
For non-recourse factoring, Apex takes the credit risk if the customer defaults on their invoice payments for certain situations, which protects your business and credit
With a recourse factoring arrangement, you are responsible for losses if your customer doesn’t pay. This responsibility means you will pay Apex for the defaulted invoice. Apex helps you check credit on shippers and brokers and makes sure customers stay on top of their invoice payments to help prevent this scenario.
Whether you choose non-recourse or recourse factoring for truck drivers, Apex is here to help. Our sales team can help you understand each option, decide which type is best for your needs, and explain the terms of your agreement.
Submitting invoices is hassle-free with Apex. Use our online portal or Apex Mobile Factoring™ App to send your rate sheets, bill of lading (BOL), and other paperwork instantly. Our team processes your invoices quickly, so you can get paid fast.
Get paid how you want. We offer flexible funding options via blynk™ (our digital payment system), Automated Clearing House (ACH), wire, check, or directly to your Apex fuel card.
Apex Capital handles collections with respect and professionalism, maintaining positive relationships with your customers. Our soft collections approach ensures that your clients are treated courteously, while our online tools help them access invoices and make payments easily.