Hauling freight isn’t a 9-to-5 job-so why wait for a bank to open to get paid? 24/7 Factoring with Apex gives truckers and small fleets access to fast, reliable cash flow on their schedule, not the bank’s. Whether you’re on the road at midnight, working weekends, or delivering on a holiday, Apex makes sure you get your money.
Quit waiting for banking hours to access your cash. Submit your freight invoices and get paid within minutes, even on nights, weekends, and bank holidays.
Upload invoices and manage payments with the user-friendly Apex Mobile Factoring™ app, wherever you are.
Enjoy low, transparent factoring rates designed to keep more money in your pocket.
With over 25 years serving trucking companies, Apex is known for innovation, reliability, and world-class customer service.
Complete your delivery as usual.
Use the free Mobile Factoring™ App or online portal to upload your paperwork anytime.
Qualified clients get funds in minutes—straight to their bank or Apex TCS Fuel Card.
Use your funds immediately for fuel, maintenance, or other expenses-no delays, no stress.
Get a fuel credit line starting at $2,500 when you factor with Apex* to help cover costs and keep your fleet on the road.
Flexibility to factor as much or as little as you need, with no hidden fees.
Check the credit of brokers and shippers at no extra cost, so you can haul with confidence.
Get help from experienced account executives and multi-lingual dedicated representatives, whenever you need it.
Ready to take control of your cash flow and get paid on your terms? Apex Capital’s 24/7 Factoring is designed for busy truckers and growing fleets who want flexibility, speed, and support. Become an Apex client and experience factoring unplugged!
*You must sign an Apex factoring agreement and sign up for an Apex TCS Fuel Card to qualify for the $2,500 fuel credit line.