Terms & Conditions | Apex Capital | Freight Factoring for Trucking Companies

Terms & Conditions

2023 Apex Client Calendar Contest

Showcase Your Truck in the Apex Client Calendar

Enter a photo of your truck for a chance to win a page in Apex’s 2023 calendar. 13 client trucks will be featured in the 2023 edition of the Apex Client Calendar… only one will make the cover!

Contest Eligibility

Must be a current Apex Capital factoring client to enter/win. Click here to complete the Apex Client Calendar Contest entry form and submit your photo. All entries must be received by 11:59 p.m. CT on July 7, 2022. Finalists will be notified by email on Friday, August 12, 2022. All photos and stories submitted become the property of Apex Capital. No purchase necessary. There is no entry fee to participate.

Tips for the Best Truck Photo

  • Sun should be behind the photographer taking the photo.
  • Photo should have a good background. No houses, people, or bad shadows.
  • Background colors should make your truck “stand out,” not blend in.
  • Photo should be taken from an angle to show the front and one side of vehicle.
  • Be sure to send us all your contact information, including daytime phone number (if possible), in case we need to get another photo from you or need more information.
  • Digital Images: For digital photography, use a minimum of an 8 megapixel camera. Do not compress or shrink the photos to reduce the file size. Send the original, unedited file at its largest size. Attach all image files to the entry form or e-mail. Do not copy/paste or embed the image in the body of the e-mail. Do not send links to online photo sharing websites. Scan images at 300 dpi. If using a digital camera, shoot at the highest resolution or best quality that your camera is capable of (should be at least a 3 Megapixel camera for best results).

Official Contest Rules


Must be a current Apex Capital factoring client to enter/win.


Submission is acknowledgement and understanding of the contest rules.


Contest is sponsored by Apex Capital, 301 Commerce St. Suite 1000, Fort Worth, TX 76102.


By participating in the contest, entrant warrants that he/she fully and unconditionally agrees to and accepts these Official Rules and the decisions of Sponsor. Winning a place in Apex’s 2023 calendar is contingent upon verification of eligibility and fulfillment of all requirements set forth herein in a timely manner.

Contest Period:

The contest begins on 6/9/22 and ends on 8/12/22.

How to Enter:

Current Apex Capital factoring clients may enter a photo via the Apex website or email apexcontests@apexcapitalcorp.com.


Winners will be determined by the Sponsors based on the quality of the photo as indicated by the photo guidelines and voting results.

General Awarding:

Please allow approximately two (2) to four (4) days after final deadline for completion of the verification process.


Participation in the contest constitutes entrant’s consent to Sponsor’s and its agents’ use of entrant’s name, likeness, voice, opinions, biographical information and state of residence for promotional and trade purposes in any media worldwide without limitation, payment or consideration.


By participating in the contest, each entrant agrees to release and hold harmless Sponsor, and each of its affiliates, whether specifically named or not in these Official Rules, their respective agents, and any of their respective directors, employees and officers (collectively, the “Released Parties”) from and against any liability whatsoever, and waives any and all causes of action, related to any claims, costs, injuries, losses, or damage of any kind, including without limitation, personal injury, death, or damage to, or destruction of, property arising out of or in connection with participation in the contest. The Released Parties are not responsible for any: (a) unauthorized human intervention in any part of the contest; (b) errors which may occur in the administration of the contest or the printing or processing of entries or award letters; or (c) any computer, telephone, cable, satellite, network, electronic or online/Internet hardware or software malfunctions, failures, connections, or availability, or garbled or jumbled transmissions, or service provider/Internet/Web site use, accessibility or availability, or traffic congestion, or unauthorized human intervention, other errors of any kind whether human, mechanical, electronic or network, or the incorrect or inaccurate transmission or capture of entry or other information, or the failure to capture, or loss of, any such information.


Except where prohibited, by participating, entrant agrees that: (a) any and all disputes, claims and causes of action arising out of, or connected with, the contest or any award shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of Texas; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the contest, but in no event attorneys’ fees; and (c) entrant waives the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrant’s rights and obligations, or the rights and obligations of the Sponsor in connection with the contest, shall be governed by, and construed in accordance with, the laws of the State of Texas, without giving effect to any choice of law or conflict of law rules.


Official Rules are available online. You may also obtain a copy of these Official Rules and the names of the winners (winner info available after 8/12/22) by sending an email to marketing@apexcapitalcorp.com. All Rights Reserved.